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nEo Destiny

First Citizens nEo Destiny is more than just a savings account! It is an account specifically designed to help develop financial skills for children from birth to 12 years in a fun and simple way. 

The account is incredibly easy to open and it offers the stability and security needed to teach children to manage money. It also encourages them to save by offering attractive bonuses. nEo Destiny Savers save even more with fantastic discounts from the listed participating merchants.

First Citizens understands the importance of helping children to save and spend money wisely so that they will be better prepared for the transition from childhood into adulthood.

For further details of nEo Destiny, please see below.

To open your nEo Destiny account, visit one of our branches ...

Features and Benefits of nEo Destiny:

  • For customers from birth to 12 years
  • No service fees to maintain account
  • Start with a deposit of TTD$50 or USD$20
  • nEo Destiny Discount Card to redeem discounts at participating merchants
  • Have a minimum balance of TTD$100 or USD$100 for interest calculation
  • Daily withdrawal limit of TTD$500
  • Free nEo ATM card (no ATM card on US Accounts)
  • Annual cash prizes … Just save and you can win! All you have to do is maintain a minimum monthly balance of $500 each month to be eligible
  • Random draws for account holders to win tickets to local entertainment events
  • Eligible to win one of 5 Educational Awards of Achievement. Just submit your SEA results of the current year
  • Financial education programme targeted to both children and parents
  • Discounts available at selected merchants nationwide:

R.I.K Services - 15% discount on items with the exception of: (Special Items, Books that are already discounted, Textbooks /School Uniforms)
Radio Shack - 5% discount on non sale items and 3% discount on sale items
Value Optical
- 10% discount on Lenses
- 5% discount on Frames
- 5% discount on Contact Lenses
- 10% discount on Sunglasses
Detour - 10% discount on non sale items

  • Special Gift Certificates can be purchased and used as a deposit to the account
  • Free Online Banking and Telebanking (62-FIRST) Services
  • No service charges for drafts required for payments to educational institutions

 

 

  • Classic Credit Card “Shopping”
  • nEo Destiny
  • E first
  • Contact Centre
  • Point of Sale Terminal
  • Mobile Banking – Revel in Convenience